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Many Americans lack understanding of benefits, valueNo one likes to think about relying on long-term care. But the reality is that any person could fall victim to a disability or need chronic care because of aging. New research from Mintel suggests that many Americans are not prepared for these possibilities.In a new report, Mintel found that less than 60% of adults are familiar with long-term care insurance. Furthermore, three-quarters (74%) do not currently have any type of long-term care coverage. Almost one in five state they don’t know why they haven’t purchased a long-term care policy or that they “don’t know anything about it.”